Rexach & Picó boasts a solid track record advising intermediaries, brokers, agents, insurers and reinsurers, doing business in Puerto Rico. The firm represents clients in all major segments of the industry, including property and casualty, life and health, reinsurance and insurance holding companies. It also has a specialized sub-practice area focused on catastrophe insurance, service contracts and specialty international insurers and reinsurers.

Rexach and Picó attorneys have vast experience in the handling of matters before the Puerto Rico Insurance Commissioner’s Office, offering clients a diversity of services including licensing application preparation and submittal, support in connection with examinations and representation in rule making and enforcement procedures, among others. A seasoned paralegal staff supports the regulatory practice headed by Ralph J. Rexach.

Likewise, the firm has developed a particular expertise on Puerto Rico Offshore Insurance issues, counseling international and domestic insurers and reinsurers seeking to take advantage of the Puerto Rico International Insurers and Reinsurers Act (PRIIRA). This legislation, enacted in 2004, gave way to the creation of the Puerto Rico Offshore Insurance Center as part of the Puerto Rico Insurance Commissioner’s Office, with the objective of making the island the jurisdiction of choice for specialty insurers and reinsurers of US and non-US risk as well as for Latin American offshore operations.


Rexach & Picó’s litigation practice is lead by Maria Emilia Picó. All attorneys have ample experience arguing cases before the Puerto Rico and U.S. District Courts. The Firm’s expertise includes a long and very successful history in shopping center law, representing both developers and mall operators, as well as with product distribution issues related to Act. 75, the Puerto Rico Distributors Act.

The firm’s litigation team is also adept at all aspects of insurance litigation with special emphasis on reinsurance disputes, aviation insurance, product-liability and disability insurance claims.


Rexach & Picó’s real estate and corporate transactions group specializes in the preparation of purchase and sales deeds and mortgage deeds, commercial credit and construction agreements, and lease contracts for developers as well as lending institutions. The firm’s attorneys have also worked in the drafting of incorporation and corporate documents, leasehold mortgage deeds, factor’s lien agreements, chattel mortgages, assignments of rents contracts, and assignment of accounts receivables. Likewise they have experience in the execution of bond purchase agreements, loan agreements, trust agreements and prospectus pertaining to bond emissions.